Professional Indemnity Insurance (PI) protects your business if a client claims you have caused them financial loss due to professional advice, services, or work you have delivered.
It can cover allegations such as:
- Negligence
- Errors or omissions
- Breach of professional duty
- Misrepresentation
- Loss of documents or data
- Defamation (depending on the policy wording)
You may need Professional Indemnity if you provide advice, design, consultancy, or professional services — including (but not limited to) IT, construction design, finance, marketing, recruitment, and many other sectors.
In some industries it’s also required by contracts, regulators, or professional bodies. If you’re unsure, we can quickly confirm whether PI is recommended for your business.