Services

As a tradesperson, you work hard to build, fix and maintain things — and every day brings a mix of opportunity and risk.

• We assess the insurance needs relevant to your business
• We recommend suitable limits & cover types
• We source competitive terms from reputable insurers

Protecting your business against liability risks is a fundamental part of responsible risk management.

• Legal defence costs are covered
• Client and contractual requirements are satisfied
• You can trade with confidence across sectors

Employers’ Liability insurance is a fundamental part of protecting both your business and the people who work for you.

• Legal defence costs are covered
• Compensation awards can be met
• Your business meets its statutory obligations

Property represents one of the most significant assets for many businesses and investors.

• Physical damage or loss is addressed in line with policy cover
• Documentation supports lender, tenant or contractual requirements
• Risk is managed in a way consistent with your ownership and investment profile

Professional advice, design, or services carry inherent risk — even where work is carried out competently and in good faith.

• Legal defence costs are met where insured
• Contractual and regulatory requirements are satisfied
• The business can continue trading with confidence

Construction projects involve a wide range of risks — from damage to materials and equipment on site to third-party injury and property damage.

• We review your contract requirements and risk exposures
• We advise on appropriate sums insured and policy limits
• We discuss relevant extensions and optional covers

Unoccupied Property Insurance is designed to provide tailored protection for buildings that are temporarily or long-term vacant, helping ensure that u

• Protect against vandalism
• Protect against flood damage
• Protect against subsidence

Every business faces risks — from unexpected damage to property, legal claims by customers or employees, to loss of income after unforeseen events.

• Legal and regulatory compliance
• Protection against unexpected events
• Peace of mind to focus on running the business

At Commercial Insurance Solutions, we help businesses arrange Motor Fleet Insurance to manage the risks associated with operating multiple vehicles.

• Structuring cover terms and limits to reflect risk exposures
• Coordinating certificates of motor insurance for compliance or contract purposes
• Managing renewals and mid-term adjustments

Standalone Tools in Transit Insurance provides targeted protection for tools while being transported in a vehicle or moved between jobs

• We can review the value and type of tools you need covered
• Explain policy requirements
• Advise on appropriate sum insured levels